Living With Money

In Ep. 005, Tim talks with Zack Malecki, the owner of Bubbakoo’s Burritos in Wall Township, NJ.  Tim and Zack discuss how Zack got started with Bubbakoo’s, and how he ultimately decided to open his own location.  They discuss the ins and outs of franchising, and what the most important part of managing a team of employees is.  This episode might make you crave a burrito, but sit back and enjoy Ep. 005 of Living With Money! [Read more…] about 005 – Zack Malecki – Bubbakoo’s Burritos

In Ep. 004, Tim and Tom break down the differences between “good debt” and “bad debt”.  However, it’s not always so black and white.  They break down the most universal types of debt: mortgages, car loans, student loans, credit card debt, small business loans, home equity loans, and more!  Each type of debt can be considered good or bad depending on the individual, so be sure to listen to this episode to decide whether or not these types of debt are good or bad for you! [Read more…] about 004 – Good Debt vs. Bad Debt

In Ep. 003, Tim and Tom talk with Justin Castelli, the owner and founder of RLS Wealth Management in Fishers, IN.  The discussion centers around the benefits of financial planning, and educating the younger generations.  Justin says millennials and younger generations might need more financial planning help than ever, and touches on the importance of offering support to those people. [Read more…] about 003 – Justin Castelli – RLS Wealth Management

In Ep. 001, Tim talks with Brian Perrino, a local business owner in the Jersey Shore area.  Apart from being a teacher during the day, Brian owns two small businesses.  Brian runs a tutoring business helping students in math and prepping for standardized tests such as the SAT, ACT, and GMAT.  Brian also owns a landscaping/gardening business called Allenwood Organics.  Allenwood Organics builds custom vegetable gardens for their clients, and helps maintain those gardens throughout the year as well.  It’s a great way to save money on produce and eat healthy organic fruits and vegetables!  Brian also shares his thoughts on the definition of “being wealthy”, and what he wished he knew about money ten years ago.  Enjoy! [Read more…] about 001 – Brian Perrino Interview – Allenwood Organics

In Ep. 002 of Living With Money, Tim and Tom break down how to get your financial plan started.  By analyzing your monthly cash flows and your monthly fixed and discretionary expenses, you can tell easily if you are running at a “profit” or a “loss”.  By examining your own “personal balance sheet”, you can also tell if you own more than you owe.  This is an important exercise for EVERY age, and this is a crucial first step in getting your financial life on the right track. [Read more…] about 002 – How To Start Your Financial Plan