For most people, tax season has now come and gone. However, that doesn’t mean you should forget about your taxes until next spring. The “off-season” for accountants can be the most beneficial time to work with one. You can really hone in on your tax situation to optimize your taxes for next year!
Here’s what I’ve been reading this morning:
‘What Beat the S&P 500 Over the Last Three Decades? Doing Nothing’ – Jeff Ptak – Morningstar
- Jeff did an exercise looking at a portfolio he named the “Do Nothing” portfolio vs. the S&P 500 over time, and the results are very interesting! He breaks down what led to the “Do Nothing” success, and what takeaways we can grab from this demonstration moving forward.
‘Few Banks are Hedging Interest-Rate Risk’ – Matt Grossman – The Wall Street Journal
- Interest rates have been rising for over a year now, but looking back at 2022, very few banks did much to hedge against those rising rates. This article looks at what banks did, or didn’t do, to hedge against interest-rate risk.
‘Will We Ever See Affordable Housing Prices Again?’ – Ben Carlson – A Wealth of Common Sense
- Ben answers a question that a lot of hopeful homeowners are asking right now. Unfortunately, there’s usually more than just one factor playing into a situation, and Ben looks at everything going on in the housing market.
‘Want to Beat the Stock Market? Avoid the Cost of ‘Being Human” – Jason Zweig – The Wall Street Journal
- Trying to copy the professionals as an individual investor may actually NOT be the way to go. In this post, Jason explains why individual investors should avoid investing like professionals working under different constraints.